Make contact with the law enforcement. It doesn't matter how small the incident, if another party is associated you should usually call the law enforcement to allow them to file a report. Lifetime insurance claims address an extremely precise list of situations, all related to the policyholder’s Loss of life. https://jasperrwzej.blogdigy.com/how-much-you-need-to-expect-you-ll-pay-for-a-good-which-of-the-following-may-result-in-a-denied-claim-49331860